Choices Program*

For ages 18 to 25

Freedom gives you the CHANCE to make the right CHOICES!

Good credit doesn't just happen.  It's up to you to make responsible decisions.     With so many life changes and different life choices, work... college...  travel... marriage...  Freedom has what you need!

Incentives and benefits include:

• $25 Best Buy Gift Card, just for joining.
• Savings account with no minimum balance requirement or monthly fees.
• FREE Checking - no minimum or monthly fees, Unlimited Checks, and FREE Overdraft Protection options available.
• 24-hour access to your money, world-wide, with our FREE ATM/Check Card. Use it fee-free at any participating ATM.
• Free Quarterly Newsletter
• FREE Online Banking & Telephone Teller - anytime, day or night, view transaction history, transfer funds, get e-statements, or make loan payments.
• FREE bill payer - pay your bills online, while saving time and money.
• Live Chat - chat with a live Freedom representative and get answers Now!
• Competitive rates on short- and long-term certificates. Click for rates

You will also be eligible for special loan and credit options:

• New and Used Auto Loans with an additional .25% off the rate with checking, direct deposit, and automated payments! Click for details
• Visa® Credit Card with a maximum credit limit of $500 with no previous credit history. Click for details
• Line of Credit with a maximum credit limit of $500.
• "First Home Registry " - A high interest-bearing savings account for couples who are getting married or saving to purchase a home.  Family and friends can directly deposit cash gifts. Click here for current rate!

If you would like more information on the Choices Program, contact us by email or call (410) 676-5700 or (800) 440-4120.  Apply Now!

At age 26, Choices Accounts are transferred to a general membership account. You will be informed prior to the transfer.

* Requires a savings account, with a $5 deposit to establish membership, and a checking account with direct deposit, where applicable.